Cheap car insurance first time driver



Should you be new to driving it will be better, unless you have big money, to begin with a car coming from a lower insurance group. If you can build up and maintain a no-claims profile without having penalty points, you need to be able to move up the car insurance groups without significantly boosting your premium.

Affordable auto insurance

The idea is cheap car insurance for young drivers should be competitive because you are cutting out the middleman, and so the insurer can pass the savings to you. However you must do the leg-work though, which could take a few hours, however it will be time wisely spent. You should call no less than three insurance companies before choosing a policy. And remember that you can often save between 10% and 20% on the internet. Most insurance companies offer low cost car insurance for first time drivers online. So if you get a telephone quote you'll need to check you are not losing a deal which you can only get online, even in the same insurance company.



There is no shortage of websites that will let you compare automobile insurance policies and prices between different automobile insurance companies. But for top level possible deal, you will need to spend a few minutes ensuring that you are answering each of the questions correctly when you jump online.



Do not think, however, that you can get away with only looking at comparisons on one website. Each website only compares a small handful of insurance companies. If you really and wish to make sure that you are getting the most beneficial deal possible on your own car insurance, then you should bite the bullet and go ahead and take extra time to make exactly the same comparisons on at least 3 different websites.



An additional way to secure cheap car insurance for first time drivers is to pay up front for the policy. Paying by monthly instalments may appear to be the cheaper option but some insurers will charge interest around the payments (up to 25% APR) and this could effectively clear any perceived savings you've made on the policy.

Affordable auto insurance

Also consider adding breakdown cover on the policy if made available from the insurer since this could save you a lot of money ultimately and is usually quite cost-effective considering the peace of mind it delivers. It can save you $50-$100 by getting your breakdown cover by doing this.



So, before purchasing low cost car insurance for young drivers it might be wise to view the car insurance groups that a particular car falls into. These motor insurance groups classify cars in a very certain level of insurance and each car is assigned a group starting from one and ending at twenty. Purchasing a car relative to the most affordable group would be a more sensible method for saving money on insurance.



Affordable auto insurance











 

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